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Understanding landlord liability

English law has developed a system of automatically establishing liability for specific incidents. Landlord liability refers to the legal liability a landlord has for any injuries to the tenant which are caused by the state of the premises.

Who maintains the property?

In residential leases a landlord is charged with the responsibility of maintaining the premises. Faulty premises can result in serious physical injuries, and any injury that the tenant suffers as a result of the landlord’s lack of maintenance is deemed to be the responsibility of the landlord.

Can I protect myself with insurance?

Landlords are able to purchase landlord liability insurance in order to minimise the financial exposure related to this liability.

For example, if a tenant attempts to plug in an electrical appliance and is electrocuted because of faulty wiring, the landlord is likely to be liable for the injury. At this point the landlord-liability insurance will be triggered and the tenant should receive compensation from the insurance company.

If you are currently in a legal dispute regarding landlord liability you are advised to seek the services of a solicitor.

Different legal specialists will be qualified to help you depending on the nature of your dispute. A personal injury specialist should be consulted if the dispute is regarding a physical injury, a property solicitor could help you if the dispute is regarding the property itself, and advice from an insurance specialist should be sought if the matter involves a dispute between you and the insurance company.

Contact us free of charge. We can help you find the right solicitor for your situation, so please call us on 0808 129 5759 or complete the web-form above.